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- 110+ offers from 58+ banks in one view
- 8 Nordic & Baltic countries covered
- Free & independent — no credit check, no sign-up
- Rates read daily from bank websites — anything else is marked indicative
Estimated payment
€320 /mo
10.2% effective APR
€19,211 total cost
Rates from 6.49% APR · real market data · always verify with bank
What do you need financing for?
Lowest rate read from bank websites today, per loan type — marked when only indicative
Personal Loan
Unsecured personal finance
5.90%
from · LHV
Compare 48 offers →
Mortgage
Home & property loans
4.06%
from · SEB
Compare 31 offers →
Auto Loan
Vehicle financing
6.50%
from · Citadele
Compare 8 offers →
Business Loan
SME & corporate credit
4.50%
indicative, from · OP
Compare 23 offers →
🇪🇺 EURIBOR (Base rate for EUR mortgages — EE, LV, LT, FI)
EURIBOR 3M
2026-08
2.513%
EURIBOR 6M
2026-08
2.713%
EURIBOR 12M
2026-08
2.954%
🏛️ Central Bank Key Rates
ECB Deposit Rate
2.50%
EUR
Norges Bank
4.50%
NOK
Riksbank (Sweden)
2.50%
SEK
Danmarks Nationalbank
2.85%
DKK
Central Bank of Iceland
9.00%
ISK
How NordicRate Works
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Browse and filter 100+ loan products from 50+ banks, sorted by lowest APR, highest limit, or most recent.
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51 institutions · 8 countries
Banks, insurers & lenders we compare
Nordea
Danske Bank
Jyske Bank
Nykredit
AL Bank
Sparekassen KJ
Middelfart Spar.
Tryg
Topdanmark
PFA
OP
Nordea
Aktia
Oma Sp
LähiTapiola
If Insurance FI
Mandatum
Íslandsbanki
Arion banki
Landsbankinn
DNB
SpareBank 1
Bank Norwegian
Storebrand
Komplett Bank
GjensidigeNordeaDanske BankJyske BankNykreditAL BankSparekassen KJMiddelfart Spar.TrygTopdanmarkPFAOPNordeaAktiaOma SpLähiTapiolaIf Insurance FIMandatumÍslandsbankiArion bankiLandsbankinnDNBSpareBank 1Bank NorwegianStorebrandKomplett BankGjensidige
Nordea
SEB
Handelsbanken
SBAB
Skandia
Länsförsäkringar
Resurs Bank
Swedbank
SEB
LHV
Coop Pank
Luminor
Bigbank
Inbank
Citadele
Swedbank
Luminor
Citadele
BluOr
Swedbank
Luminor
Šiaulių bankas
Citadele
Medicinos bankas
RevolutNordeaSEBHandelsbankenSBABSkandiaLänsförsäkringarResurs BankSwedbankSEBLHVCoop PankLuminorBigbankInbankCitadeleSwedbankLuminorCitadeleBluOrSwedbankLuminorŠiaulių bankasCitadeleMedicinos bankasRevolutOur Top Recommendations
Curated by our team — the best products in each category based on rate, flexibility, and eligibility.
🏆 Best Overall Rate
6.49%
APR from
Nordea
🇸🇪 Sweden
Lowest APR available across all 8 countries
🏠 Best Mortgage Rate
2.75%
APR from
Nykredit
🇩🇰 Denmark
Top home loan rate from leading Nordic banks
📱 Best for Digital Nomads
3.65%
APR from
Skandia
🇸🇪 Sweden
Fintech-friendly loans — apply 100% online
🏢 Best Business Loan
4.50%
APR from
OP
🇫🇮 Finland
Corporate financing from state-backed lenders
Live rates from bank websites
6 offers whose rate we read from the bank's own page in the last 48 hours, lowest first.
SEB
Bank
EEHome Loan
🏠 Mortgage4.06%
APR from
Loan Range
€15K – €2.0M
Term
1 yr – 30 yrs
Representative Example
€10K over 5 yrs = €184/mo · Total: €11,066
at 4.06% APR
LHV
BankEEHome Loan
🏠 Mortgage4.20%
APR from
up to 7.50%
Loan Range
€15K – €400K
Term
5 yrs – 30 yrs
Representative Example
€10K over 5 yrs = €185/mo · Total: €11,104
at 4.20% APR
Coop Pank
BankEEHome Loan
🏠 Mortgage4.20%
APR from
Loan Range
€15K – €400K
Term
1 yr – 30 yrs
Representative Example
€10K over 5 yrs = €185/mo · Total: €11,104
at 4.20% APR
Citadele
Bank
LVMortgage
🏠 Mortgage4.91%
APR from
up to 8.00%
Loan Range
€10K – €400K
Term
5 yrs – 25 yrs
Representative Example
€10K over 5 yrs = €188/mo · Total: €11,298
at 4.91% APR
LHV
BankEEPersonal Loan
👤 Personal Loan5.90%
APR from
up to 27.90%
Loan Range
€300 – €20K
Term
6 mo – 7 yrs
Representative Example
€10K over 5 yrs = €193/mo · Total: €11,572
at 5.90% APR
Citadele
BankLVPersonal Loan
👤 Personal Loan6.50%
APR from
up to 28.90%
Loan Range
€300 – €20K
Term
6 mo – 8 yrs
Representative Example
€10K over 5 yrs = €196/mo · Total: €11,740
at 6.50% APR
Denmark
Finland
Iceland
Norway
Sweden
Estonia
Latvia
Lithuania
Denmark
10
Institutions
17
Products
Copenhagen
Capital
Finland
8
Institutions
14
Products
Helsinki
Capital
Iceland
4
Institutions
8
Products
Reykjavik
Capital
Norway
8
Institutions
12
Products
Oslo
Capital
Sweden
8
Institutions
15
Products
Stockholm
Capital
Estonia
8
Institutions
20
Products
Tallinn
Capital
Latvia
5
Institutions
10
Products
Riga
Capital
Lithuania
7
Institutions
14
Products
Vilnius
Capital
Entrepreneur & Digital Nomad Hub
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EIB, EIF, Horizon Europe — access billions in EU financing across all 8 countries
Frequently Asked Questions
Everything you need to know about comparing credit rates
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⚠️ Disclaimer: Rates shown are indicative and for comparison purposes only. Actual rates depend on individual creditworthiness, loan amount, and term. Always verify current rates directly with the financial institution before applying. NordicRate is not a financial advisor.