Car Loans in Estonia

Compare 7 offers for new & used vehicles · From 8.9% p.a.

Best Rate: 8.9% p.a.
Monthly: €373/mo

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€15,000
€3,000€60,000
48 months
12 mo84 mo
€0
€0€7,500

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Cached Rates

Eligibility Requirements

  • Estonian or EU resident
  • Age 18+
  • Valid driving licence
  • Regular income
  • Vehicle not older than 15 years
58+ institutions compared
8 Nordic & Baltic markets
Independent — free comparison of loan products
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7 offers found

LHV Pank

LHV Pank

Best Rate
1-2 days

Interest Rate

8.9%

per year

Monthly Payment

€373

per month

APR

29.99%

total cost rate

Apply Now

Setup fee: €100

New & used cars
No down payment required
Quick approval
Inbank

Inbank

Fast Approval
Instant

Interest Rate

9.9%

per year

Monthly Payment

€380

per month

APR

9.9%

total cost rate

Apply Now

No setup fee

Hire purchase & leasing
Digital signing
Dealer network integration
Fast approval
Swedbank

Swedbank

Most Popular
Same day

Interest Rate

10.5%

per year

Monthly Payment

€384

per month

APR

49.65%

total cost rate

Apply Now

Setup fee: €50

20% down payment
CASCO insurance required
Online application
SEB Bank

SEB Bank

Best Rate
Same day

Interest Rate

10.5%

per year

Monthly Payment

€384

per month

APR

49.65%

total cost rate

Apply Now

Setup fee: €50

New & used up to 10 years
Fixed rate option
Online application
Competitive margin
Citadele banka

Citadele banka

Best Rate
Same day

Interest Rate

10.9%

per year

Monthly Payment

€387

per month

APR

10.9%

total cost rate

Apply Now

No setup fee

Latvia's leading digital car loan
Green vehicle discount
100% online
Same-day payout
Luminor Bank

Luminor Bank

1-3 days

Interest Rate

11.9%

per year

Monthly Payment

€394

per month

APR

11.9%

total cost rate

Apply Now

No setup fee

New & used
Balloon payment option
No setup fee
Bigbank

Bigbank

Same day

Interest Rate

13.9%

per year

Monthly Payment

€409

per month

APR

13.9%

total cost rate

Apply Now

No setup fee

New & used cars
No casco requirement
Instant online decision

Car loan rates are indicative APRs. Final rate depends on vehicle age, credit history and income. NordicRate is a comparison service — we do not provide loans directly.