Personal & Consumer Loans

Compare 56 personal loan and auto finance products from Nordic & Baltic banks and insurance companies.

56 products found

All loan offers

OP

OP

Cooperative
FI flagFI

OP Auto Finance

🚗 Auto Loan

4.99%

APR from

up to 12.99%

Loan Range

€3K€100K

Term

1 yr7 yrs

Representative Example

€10K over 5 yrs = 189/mo · Total: €11,320

at 4.99% APR

New & used vehicles
Electric car bonus rate
Flexible terms
Collateral required
LH

LHV

Bank
EE flagEE

Personal Loan

👤 Personal Loan
LIVE RATE

5.90%

APR from

up to 27.90%

Loan Range

€300€20K

Term

6 mo7 yrs

Representative Example

€10K over 5 yrs = 193/mo · Total: €11,572

at 5.90% APR

Estonian bank
Mobile-first
Flexible terms
Apply Now →
Verified 2 Sept 100% Online e-Resident OK

LähiTapiola

Insurance
FI flagFI

Auto Finance

🚗 Auto Loan

5.99%

APR from

up to 14.99%

Loan Range

€5K€80K

Term

1 yr6 yrs

Representative Example

€10K over 5 yrs = 193/mo · Total: €11,597

at 5.99% APR

Car insurance bundle discount
New & used cars
Flexible terms
Collateral required
GJ

Gjensidige

Insurance
NO flagNO

Car Financing

🚗 Auto Loan

5.99%

APR from

up to 13.99%

Loan Range

kr.50Kkr.1.0M

Term

1 yr7 yrs

Representative Example

kr.10K over 5 yrs = 193/mo · Total: €11,597

at 5.99% APR

Auto insurance bundle
Electric vehicle rates
New & used cars
Collateral required
NO

Nordea

Bank
SE flagSE

Privatlån

👤 Personal Loan

6.49%

APR from

up to 17.99%

Loan Range

kr.10Kkr.600K

Term

1 yr10 yrs

Representative Example

kr.10K over 5 yrs = 196/mo · Total: €11,737

at 6.49% APR

BankID application
Same-day decision
No fees
Featured Offer
OP

OP

Cooperative
FI flagFI

OP Consumer Credit

👤 Personal Loan

6.50%

APR from

up to 17.90%

Loan Range

€2K€70K

Term

1 yr10 yrs

Representative Example

€10K over 5 yrs = 196/mo · Total: €11,740

at 6.50% APR

OP bonus
Owner-customer benefits
Mobile banking
Featured Offer
CI

Citadele

Bank
LV flagLV

Personal Loan

👤 Personal Loan
LIVE RATE

6.50%

APR from

up to 28.90%

Loan Range

€300€20K

Term

6 mo8 yrs

Representative Example

€10K over 5 yrs = 196/mo · Total: €11,740

at 6.50% APR

Baltic coverage
Fast processing
Digital-first
Apply Now →
Verified 2 Sept
CI

Citadele

Bank
EE flagEE

Consumer Loan

👤 Personal Loan
LIVE RATE

6.50%

APR from

Loan Range

€1K€25K

Term

6 mo7 yrs

Representative Example

€10K over 5 yrs = 196/mo · Total: €11,740

at 6.50% APR

Fixed rate option
Apply online or via app
Baltic banking group
Apply Now →
Verified 2 Sept 100% Online
CI

Citadele

Bank
EE flagEE

Car Loan

🚗 Auto Loan
LIVE RATE

6.50%

APR from

Loan Range

€1K€25K

Term

6 mo7 yrs

Representative Example

€10K over 5 yrs = 196/mo · Total: €11,740

at 6.50% APR

No CASCO or valuation required
Up to 7 years
Apply via app
Apply Now →
Verified 2 Sept 100% Online
Featured Offer
DN

DNB

Bank
NO flagNO

Consumer Loan

👤 Personal Loan

6.90%

APR from

up to 18.90%

Loan Range

kr.10Kkr.600K

Term

1 yr10 yrs

Representative Example

kr.10K over 5 yrs = 198/mo · Total: €11,852

at 6.90% APR

Instant digital approval
Vipps integration
No security required
Featured Offer

Länsförsäkringar

Insurance
SE flagSE

Privatlån

👤 Personal Loan

6.90%

APR from

up to 16.90%

Loan Range

kr.10Kkr.350K

Term

1 yr8 yrs

Representative Example

kr.10K over 5 yrs = 198/mo · Total: €11,852

at 6.90% APR

Insurance bundling discount
Local company
Customer-owned
CO

Coop Pank

Bank
EE flagEE

Car Loan

🚗 Auto Loan
LIVE RATE

6.90%

APR from

Loan Range

€300€25K

Term

6 mo10 yrs

Representative Example

€10K over 5 yrs = 198/mo · Total: €11,852

at 6.90% APR

Fixed repayments — no Euribor exposure
Optional loan insurance
New and used cars
Apply Now →
Verified 2 Sept 100% Online
BI

Bigbank

Bank
EE flagEE

Auto Loan

🚗 Auto Loan
LIVE RATE

6.90%

APR from

up to 19.90%

Loan Range

€1K€50K

Term

1 yr7 yrs

Representative Example

€10K over 5 yrs = 198/mo · Total: €11,852

at 6.90% APR

New & used vehicles
Fast approval
Simple process
Collateral required
Apply Now →
Verified 2 Sept
Featured Offer
BA

Bank Norwegian

Bank
NO flagNO

Consumer Loan

👤 Personal Loan

6.90%

APR from

up to 21.90%

Loan Range

kr.10Kkr.500K

Term

1 yr5 yrs

Representative Example

kr.10K over 5 yrs = 198/mo · Total: €11,852

at 6.90% APR

100% digital bank
No fees
Instant credit decision
Apply Now →
100% Online
Featured Offer
DA

Danske Bank

Bank
DK flagDK

FlexLoan Personal

👤 Personal Loan

6.99%

APR from

up to 18.49%

Loan Range

kr.15Kkr.600K

Term

1 yr12 yrs

Representative Example

kr.10K over 5 yrs = 198/mo · Total: €11,878

at 6.99% APR

No early repayment fee
Digital management
24h approval
SB

SBAB

Government
SE flagSE

Privatlån

👤 Personal Loan

6.99%

APR from

up to 17.90%

Loan Range

kr.10Kkr.500K

Term

1 yr8 yrs

Representative Example

kr.10K over 5 yrs = 198/mo · Total: €11,878

at 6.99% APR

State-owned stability
Competitive rates
BankID application
Featured Offer
SE

SEB

Bank
SE flagSE

Privatlån

👤 Personal Loan

7.00%

APR from

up to 19.99%

Loan Range

kr.10Kkr.500K

Term

1 yr10 yrs

Representative Example

kr.10K over 5 yrs = 198/mo · Total: €11,881

at 7.00% APR

BankID
Mobile app management
Payment holiday options
NO

Nordea

Bank
FI flagFI

Personal Loan

👤 Personal Loan

7.25%

APR from

up to 19.50%

Loan Range

€1K€50K

Term

6 mo10 yrs

Representative Example

€10K over 5 yrs = 199/mo · Total: €11,952

at 7.25% APR

Online approval
No origination fee
Flexible payment
AL

AL Bank

Bank
DK flagDK

AL Forbrugslån

👤 Personal Loan

7.50%

APR from

up to 18.90%

Loan Range

kr.10Kkr.400K

Term

1 yr10 yrs

Representative Example

kr.10K over 5 yrs = 200/mo · Total: €12,023

at 7.50% APR

Workers union partner rates
Fair and transparent
No hidden fees
MA

Mandatum

Insurance
FI flagFI

Life Insurance Credit

👤 Personal Loan

7.50%

APR from

up to 18.50%

Loan Range

€2K€40K

Term

1 yr7 yrs

Representative Example

€10K over 5 yrs = 200/mo · Total: €12,023

at 7.50% APR

Life policy collateral option
Customer rate
Flexible schedule
HA

Handelsbanken

Bank
SE flagSE

Privatlån

👤 Personal Loan

7.50%

APR from

up to 18.50%

Loan Range

kr.20Kkr.400K

Term

1 yr8 yrs

Representative Example

kr.10K over 5 yrs = 200/mo · Total: €12,023

at 7.50% APR

Branch-based service
Relationship banking
No application fee
Featured Offer
NO

Nordea

Bank
DK flagDK

Personal Loan

👤 Personal Loan

7.90%

APR from

up to 19.90%

Loan Range

kr.20Kkr.500K

Term

1 yr10 yrs

Representative Example

kr.10K over 5 yrs = 202/mo · Total: €12,137

at 7.90% APR

Online application
Fast approval
Flexible repayment
CO

Coop Pank

Bank
EE flagEE

Small Loan

👤 Personal Loan
LIVE RATE

7.90%

APR from

Loan Range

€300€25K

Term

6 mo10 yrs

Representative Example

€10K over 5 yrs = 202/mo · Total: €12,137

at 7.90% APR

Fixed repayments — no Euribor exposure
Optional loan insurance
Fully digital application
Apply Now →
Verified 2 Sept 100% Online
BI

Bigbank

Bank
EE flagEE

Personal Loan

👤 Personal Loan
LIVE RATE

7.90%

APR from

up to 29.90%

Loan Range

€500€15K

Term

6 mo8 yrs

Representative Example

€10K over 5 yrs = 202/mo · Total: €12,137

at 7.90% APR

No collateral
Instant decision
Transparent fees
Apply Now →
Verified 2 Sept
AK

Aktia

Bank
FI flagFI

Personal Loan

👤 Personal Loan

7.90%

APR from

up to 20.90%

Loan Range

€2K€50K

Term

1 yr8 yrs

Representative Example

€10K over 5 yrs = 202/mo · Total: €12,137

at 7.90% APR

Finnish savings bank heritage
Personalised service
Nordic values
KO

Komplett Bank

Bank
NO flagNO

Forbrukslån

👤 Personal Loan

7.90%

APR from

up to 22.90%

Loan Range

kr.10Kkr.500K

Term

1 yr5 yrs

Representative Example

kr.10K over 5 yrs = 202/mo · Total: €12,137

at 7.90% APR

Digital bank
No monthly fee
Flexible repayment
Apply Now →
100% Online
SP

SpareBank 1

Cooperative
NO flagNO

Forbrukslån

👤 Personal Loan

7.99%

APR from

up to 21.90%

Loan Range

kr.10Kkr.500K

Term

1 yr8 yrs

Representative Example

kr.10K over 5 yrs = 203/mo · Total: €12,163

at 7.99% APR

Local bank expertise
Competitive rates
Savings bank values
PF

PFA

Insurance
DK flagDK

PFA Member Loan

👤 Personal Loan

8.00%

APR from

up to 16.00%

Loan Range

kr.20Kkr.300K

Term

1 yr8 yrs

Representative Example

kr.10K over 5 yrs = 203/mo · Total: €12,166

at 8.00% APR

Pension customer rate
No application fee
Automatic eligibility check
JY

Jyske Bank

Bank
DK flagDK

Consumer Loan

👤 Personal Loan

8.49%

APR from

up to 21.99%

Loan Range

kr.10Kkr.300K

Term

1 yr8 yrs

Representative Example

kr.10K over 5 yrs = 205/mo · Total: €12,307

at 8.49% APR

Fast decision
Transparent pricing
Flexible amounts
SE

SEB

Bank
EE flagEE

Consumer Loan

👤 Personal Loan
LIVE RATE

8.50%

APR from

Loan Range

€1K€40K

Term

6 mo7 yrs

Representative Example

€10K over 5 yrs = 205/mo · Total: €12,310

at 8.50% APR

Fixed rate — no Euribor exposure
Up to €40,000 for joint applicants
Grace period available
Apply Now →
Verified 2 Sept
SE

SEB

Bank
EE flagEE

Car Loan

🚗 Auto Loan
LIVE RATE

8.50%

APR from

Loan Range

€2K€40K

Term

6 mo7 yrs

Representative Example

€10K over 5 yrs = 205/mo · Total: €12,310

at 8.50% APR

Self-financing not required
Grace period up to 6 months
Term up to 7 years
Apply Now →
Verified 2 Sept
OM

Oma Sp

Cooperative
FI flagFI

Consumer Loan

👤 Personal Loan

8.50%

APR from

up to 21.50%

Loan Range

€1K€35K

Term

6 mo8 yrs

Representative Example

€10K over 5 yrs = 205/mo · Total: €12,310

at 8.50% APR

Community savings bank
Local advisory
Competitive rates
ST

Storebrand

Insurance
NO flagNO

Personal Loan

👤 Personal Loan

8.50%

APR from

up to 20.90%

Loan Range

kr.20Kkr.400K

Term

1 yr7 yrs

Representative Example

kr.10K over 5 yrs = 205/mo · Total: €12,310

at 8.50% APR

Insurance bundle discount
Pension customer rate
Sustainable finance
SP

Sparekassen KJ

Cooperative
DK flagDK

Privatlån

👤 Personal Loan

8.90%

APR from

up to 22.50%

Loan Range

kr.10Kkr.250K

Term

1 yr7 yrs

Representative Example

kr.10K over 5 yrs = 207/mo · Total: €12,426

at 8.90% APR

Local bank expertise
Community-owned
Personalised service
LA

Landsbankinn

Bank
IS flagIS

Consumer Loan

👤 Personal Loan

8.90%

APR from

up to 20.50%

Loan Range

kr.100Kkr.10.0M

Term

6 mo10 yrs

Representative Example

kr.10K over 5 yrs = 207/mo · Total: €12,426

at 8.90% APR

State-backed stability
Nationwide branches
Digital & in-branch
SW

Swedbank

Bank
EE flagEE

Consumer Loan

👤 Personal Loan
LIVE RATE

8.90%

APR from

up to 24.90%

Loan Range

€500€30K

Term

6 mo10 yrs

Representative Example

€10K over 5 yrs = 207/mo · Total: €12,426

at 8.90% APR

Smart-ID application
Same-day decision
Mobile banking
Apply Now →
Verified 2 Sept
RE

Resurs Bank

Bank
SE flagSE

Privatlån

👤 Personal Loan

8.90%

APR from

up to 26.90%

Loan Range

kr.5Kkr.350K

Term

1 yr7 yrs

Representative Example

kr.10K over 5 yrs = 207/mo · Total: €12,426

at 8.90% APR

Retail finance specialist
Quick decision
Flexible amounts
IN

Inbank

Bank
EE flagEE

Consumer Loan

👤 Personal Loan
LIVE RATE

8.90%

APR from

up to 28.90%

Loan Range

€500€20K

Term

3 mo7 yrs

Representative Example

€10K over 5 yrs = 207/mo · Total: €12,426

at 8.90% APR

Digital bank
Smart-ID
Operates in EE, LV, LT, PL
Apply Now →
Verified 2 Sept 100% Online
IN

Inbank

Bank
EE flagEE

Auto Loan

🚗 Auto Loan
LIVE RATE

8.90%

APR from

up to 21.90%

Loan Range

€1K€50K

Term

1 yr6 yrs

Representative Example

€10K over 5 yrs = 207/mo · Total: €12,426

at 8.90% APR

Baltic coverage
New and used vehicles
Fast approval
Collateral required
Apply Now →
Verified 2 Sept 100% Online

LähiTapiola

Insurance
FI flagFI

Personal Loan

👤 Personal Loan

8.99%

APR from

up to 22.99%

Loan Range

€1K€30K

Term

6 mo8 yrs

Representative Example

€10K over 5 yrs = 208/mo · Total: €12,452

at 8.99% APR

Insurance customer benefits
Simple process
Quick decision
MI

Middelfart Spar.

Cooperative
DK flagDK

Privatlån

👤 Personal Loan

9.50%

APR from

up to 23.90%

Loan Range

kr.5Kkr.200K

Term

1 yr7 yrs

Representative Example

kr.10K over 5 yrs = 210/mo · Total: €12,601

at 9.50% APR

Long history since 1857
Community savings bank
Personal advisor
ÍS

Íslandsbanki

Bank
IS flagIS

Personal Loan

👤 Personal Loan

9.50%

APR from

up to 22.00%

Loan Range

kr.100Kkr.8.0M

Term

1 yr8 yrs

Representative Example

kr.10K over 5 yrs = 210/mo · Total: €12,601

at 9.50% APR

Digital banking
Flexible terms
Indexation options
GJ

Gjensidige

Insurance
NO flagNO

Forbrukslån

👤 Personal Loan

9.50%

APR from

up to 23.50%

Loan Range

kr.20Kkr.400K

Term

1 yr7 yrs

Representative Example

kr.10K over 5 yrs = 210/mo · Total: €12,601

at 9.50% APR

Insurance customer discount
Online process
Bundled services
IF

If Insurance FI

Insurance
FI flagFI

Insurance Customer Loan

👤 Personal Loan

9.90%

APR from

up to 23.90%

Loan Range

€1K€25K

Term

6 mo6 yrs

Representative Example

€10K over 5 yrs = 212/mo · Total: €12,719

at 9.90% APR

If insurance customer discount
Quick online process
Bundle with insurance
TR

Tryg

Insurance
DK flagDK

Personal Finance

👤 Personal Loan

9.99%

APR from

up to 24.99%

Loan Range

kr.10Kkr.200K

Term

1 yr7 yrs

Representative Example

kr.10K over 5 yrs = 212/mo · Total: €12,745

at 9.99% APR

Insurance bundled
Simple application
Customer discounts
Featured Offer
AR

Arion banki

Bank
IS flagIS

Personal Credit

👤 Personal Loan

10.50%

APR from

up to 24.90%

Loan Range

kr.50Kkr.5.0M

Term

1 yr7 yrs

Representative Example

kr.10K over 5 yrs = 215/mo · Total: €12,896

at 10.50% APR

Quick approval
Online process
No collateral
LU

Luminor

Bank
EE flagEE

Consumer Loan

👤 Personal Loan

10.50%

APR from

up to 25.90%

Loan Range

€500€25K

Term

6 mo8 yrs

Representative Example

€10K over 5 yrs = 215/mo · Total: €12,896

at 10.50% APR

Baltic expertise
Online application
Flexible repayment
LU

Luminor

Bank
LT flagLT

Consumer Loan

👤 Personal Loan

10.50%

APR from

up to 24.50%

Loan Range

€500€25K

Term

6 mo8 yrs

Representative Example

€10K over 5 yrs = 215/mo · Total: €12,896

at 10.50% APR

Pan-Baltic bank
Digital process
Competitive rates
SW

Swedbank

Bank
LT flagLT

Consumer Loan

👤 Personal Loan

10.90%

APR from

up to 24.90%

Loan Range

€500€30K

Term

6 mo10 yrs

Representative Example

€10K over 5 yrs = 217/mo · Total: €13,016

at 10.90% APR

Mobile banking
Smart-ID
Quick approval
LU

Luminor

Bank
LV flagLV

Consumer Loan

👤 Personal Loan

11.00%

APR from

up to 25.00%

Loan Range

€500€25K

Term

6 mo8 yrs

Representative Example

€10K over 5 yrs = 217/mo · Total: €13,045

at 11.00% APR

Pan-Baltic presence
Online application
Quick disbursement
TO

Topdanmark

Insurance
DK flagDK

Insurance Customer Credit

👤 Personal Loan

11.50%

APR from

up to 26.90%

Loan Range

kr.5Kkr.150K

Term

6 mo6 yrs

Representative Example

kr.10K over 5 yrs = 220/mo · Total: €13,196

at 11.50% APR

Existing customer rate
No collateral
Bundled services
SW

Swedbank

Bank
LV flagLV

Consumer Credit

👤 Personal Loan

11.90%

APR from

up to 26.90%

Loan Range

€500€28K

Term

6 mo10 yrs

Representative Example

€10K over 5 yrs = 222/mo · Total: €13,316

at 11.90% APR

Smart-ID
Online banking
Fast decision
ME

Medicinos bankas

Bank
LT flagLT

Personal Loan

👤 Personal Loan

12.00%

APR from

up to 26.90%

Loan Range

€500€20K

Term

6 mo6 yrs

Representative Example

€10K over 5 yrs = 222/mo · Total: €13,347

at 12.00% APR

Lithuanian bank
Community focus
Personal advisor
CI

Citadele

Bank
LT flagLT

Consumer Loan

👤 Personal Loan

12.90%

APR from

up to 27.90%

Loan Range

€300€18K

Term

6 mo7 yrs

Representative Example

€10K over 5 yrs = 227/mo · Total: €13,621

at 12.90% APR

Digital banking
Baltic network
Personalized approach
ŠI

Šiaulių bankas

Bank
LT flagLT

Personal Credit

👤 Personal Loan

13.90%

APR from

up to 29.90%

Loan Range

€300€15K

Term

3 mo7 yrs

Representative Example

€10K over 5 yrs = 232/mo · Total: €13,930

at 13.90% APR

Lithuanian bank
Nationwide branches
Personalized service
BL

BluOr

Bank
LV flagLV

Personal Loan

👤 Personal Loan

13.90%

APR from

up to 29.90%

Loan Range

€500€15K

Term

6 mo5 yrs

Representative Example

€10K over 5 yrs = 232/mo · Total: €13,930

at 13.90% APR

Digital-first bank
Quick online approval
Transparent pricing
Apply Now →
100% Online