Mortgage & Home Loans

Compare 31 mortgage products for individuals and corporations across all Nordic & Baltic countries.

31 products found

All loan offers

Featured Offer
NY

Nykredit

Bank
DK flagDK

Home Loan

🏠 Mortgage

2.75%

APR from

up to 4.99%

Loan Range

kr.200Kkr.15.0M

Term

5 yrs30 yrs

Representative Example

kr.10K over 5 yrs = 179/mo · Total: €10,715

at 2.75% APR

Market-leading rates
Green financing
Digital process
Collateral required
DA

Danske Bank

Bank
DK flagDK

RealKredit Mortgage

🏠 Mortgage

2.99%

APR from

up to 5.49%

Loan Range

kr.300Kkr.12.0M

Term

5 yrs30 yrs

Representative Example

kr.10K over 5 yrs = 180/mo · Total: €10,779

at 2.99% APR

Competitive rates
Green mortgage options
Up to 80% LTV
Collateral required
NO

Nordea

Bank
DK flagDK

Home Mortgage

🏠 Mortgage

3.15%

APR from

up to 5.25%

Loan Range

kr.200Kkr.8.0M

Term

5 yrs30 yrs

Representative Example

kr.10K over 5 yrs = 180/mo · Total: €10,821

at 3.15% APR

Variable & fixed rate
Up to 80% LTV
Green mortgage option
Collateral required
AL

AL Bank

Bank
DK flagDK

Boliglån

🏠 Mortgage

3.20%

APR from

up to 5.40%

Loan Range

kr.200Kkr.7.0M

Term

5 yrs30 yrs

Representative Example

kr.10K over 5 yrs = 181/mo · Total: €10,835

at 3.20% APR

Social responsibility focus
Member discounts
Up to 80% LTV
Collateral required
JY

Jyske Bank

Bank
DK flagDK

JyskeRealkredit

🏠 Mortgage

3.25%

APR from

up to 5.75%

Loan Range

kr.250Kkr.10.0M

Term

5 yrs30 yrs

Representative Example

kr.10K over 5 yrs = 181/mo · Total: €10,848

at 3.25% APR

Fixed and variable rates
Refinancing options
Nordic expertise
Collateral required
OP

OP

Cooperative
FI flagFI

OP Home Loan

🏠 Mortgage

3.25%

APR from

up to 5.50%

Loan Range

€20K€1.5M

Term

5 yrs25 yrs

Representative Example

€10K over 5 yrs = 181/mo · Total: €10,848

at 3.25% APR

Owner-customer rate
Green mortgage
Up to 75% LTV
Collateral required
NY

Nykredit

Bank
DK flagDK

Commercial Real Estate

🏠 Mortgage

3.50%

APR from

up to 7.00%

Loan Range

kr.1.0Mkr.100.0M

Term

5 yrs25 yrs

Representative Example

kr.10K over 5 yrs = 182/mo · Total: €10,915

at 3.50% APR

Commercial property
Tailored solutions
Large amounts
Collateral required
NO

Nordea

Bank
FI flagFI

Home Loan

🏠 Mortgage

3.50%

APR from

up to 5.75%

Loan Range

€30K€2.0M

Term

5 yrs25 yrs

Representative Example

€10K over 5 yrs = 182/mo · Total: €10,915

at 3.50% APR

EURIBOR + margin
Fixed rate option
Energy efficiency bonus
Collateral required
Featured Offer
SB

SBAB

Government
SE flagSE

Bolån (Government Bank)

🏠 Mortgage

3.50%

APR from

up to 5.60%

Loan Range

kr.200Kkr.15.0M

Term

5 yrs30 yrs

Representative Example

kr.10K over 5 yrs = 182/mo · Total: €10,915

at 3.50% APR

State-owned — promotes competition
Green mortgage bonus
Transparent pricing
Collateral required

Länsförsäkringar

Insurance
SE flagSE

Bolån

🏠 Mortgage

3.60%

APR from

up to 5.85%

Loan Range

kr.200Kkr.12.0M

Term

5 yrs30 yrs

Representative Example

kr.10K over 5 yrs = 182/mo · Total: €10,942

at 3.60% APR

Insurance bundle 0.2% discount
Digital process
Green mortgage
Collateral required
AK

Aktia

Bank
FI flagFI

Home Loan

🏠 Mortgage

3.60%

APR from

up to 5.90%

Loan Range

€20K€1.2M

Term

5 yrs25 yrs

Representative Example

€10K over 5 yrs = 182/mo · Total: €10,942

at 3.60% APR

EURIBOR-based
Coastal Finland expertise
Bilingual service (FI/SV)
Collateral required
SK

Skandia

Insurance
SE flagSE

Bolån

🏠 Mortgage

3.65%

APR from

up to 5.80%

Loan Range

kr.200Kkr.15.0M

Term

5 yrs30 yrs

Representative Example

kr.10K over 5 yrs = 183/mo · Total: €10,955

at 3.65% APR

Insurance bundle discount
Digital-first
Skandia insurance customer rate
Collateral required
Apply Now →
100% Online
NO

Nordea

Bank
SE flagSE

Bolån

🏠 Mortgage

3.70%

APR from

up to 6.00%

Loan Range

kr.200Kkr.15.0M

Term

5 yrs30 yrs

Representative Example

kr.10K over 5 yrs = 183/mo · Total: €10,969

at 3.70% APR

Competitive rates
Green mortgage bonus
Up to 85% LTV
Collateral required
DN

DNB

Bank
NO flagNO

Boliglån

🏠 Mortgage

3.80%

APR from

up to 6.20%

Loan Range

kr.200Kkr.15.0M

Term

5 yrs25 yrs

Representative Example

kr.10K over 5 yrs = 183/mo · Total: €10,996

at 3.80% APR

Market rates
Up to 85% LTV
First-time buyer support
Collateral required
SE

SEB

Bank
SE flagSE

Bolån

🏠 Mortgage

3.85%

APR from

up to 6.10%

Loan Range

kr.200Kkr.20.0M

Term

5 yrs30 yrs

Representative Example

kr.10K over 5 yrs = 183/mo · Total: €11,009

at 3.85% APR

STIBOR-linked
Fixed rate 1-10 years
Energy efficiency rate
Collateral required
ST

Storebrand

Insurance
NO flagNO

Green Mortgage

🏠 Mortgage

3.90%

APR from

up to 6.10%

Loan Range

kr.200Kkr.12.0M

Term

5 yrs25 yrs

Representative Example

kr.10K over 5 yrs = 184/mo · Total: €11,023

at 3.90% APR

Green home 0.2% discount
Pension customer rate
Digital first
Collateral required
HA

Handelsbanken

Bank
SE flagSE

Bolån

🏠 Mortgage

3.95%

APR from

up to 6.25%

Loan Range

kr.300Kkr.25.0M

Term

5 yrs30 yrs

Representative Example

kr.10K over 5 yrs = 184/mo · Total: €11,036

at 3.95% APR

Local branch expertise
Long-term partnerships
Decentralized decisions
Collateral required
SP

SpareBank 1

Cooperative
NO flagNO

Boliglån

🏠 Mortgage

4.00%

APR from

up to 6.50%

Loan Range

kr.100Kkr.10.0M

Term

5 yrs30 yrs

Representative Example

kr.10K over 5 yrs = 184/mo · Total: €11,050

at 4.00% APR

Local knowledge
First-time buyer programs
Union member discounts
Collateral required
SE

SEB

Bank
EE flagEE

Home Loan

🏠 Mortgage
LIVE RATE

4.06%

APR from

Loan Range

€15K€2.0M

Term

1 yr30 yrs

Representative Example

€10K over 5 yrs = 184/mo · Total: €11,066

at 4.06% APR

Margin from 1.35% + 6M Euribor (A/B energy class)
Term up to 30 years
Notary fees covered over €100k restructuring
Collateral required
Apply Now →
Verified 2 Sept
Featured Offer
LH

LHV

Bank
EE flagEE

Home Loan

🏠 Mortgage
LIVE RATE

4.20%

APR from

up to 7.50%

Loan Range

€15K€400K

Term

5 yrs30 yrs

Representative Example

€10K over 5 yrs = 185/mo · Total: €11,104

at 4.20% APR

First-time buyer program
State guarantee option
Digital process
Collateral required
Apply Now →
Verified 2 Sept 100% Online e-Resident OK
CO

Coop Pank

Bank
EE flagEE

Home Loan

🏠 Mortgage
LIVE RATE

4.20%

APR from

Loan Range

€15K€400K

Term

1 yr30 yrs

Representative Example

€10K over 5 yrs = 185/mo · Total: €11,104

at 4.20% APR

Energy class A margin from 1.49% + 6M Euribor
MES co-loan accepted as self-financing
Digital process
Collateral required
Apply Now →
Verified 2 Sept 100% Online
SW

Swedbank

Bank
EE flagEE

Home Loan

🏠 Mortgage

4.50%

APR from

up to 7.00%

Loan Range

€10K€500K

Term

5 yrs25 yrs

Representative Example

€10K over 5 yrs = 186/mo · Total: €11,186

at 4.50% APR

EURIBOR + margin
Up to 85% LTV
Energy-efficient bonus
Collateral required
SW

Swedbank

Bank
LT flagLT

Housing Loan

🏠 Mortgage

4.50%

APR from

up to 7.00%

Loan Range

€10K€600K

Term

5 yrs25 yrs

Representative Example

€10K over 5 yrs = 186/mo · Total: €11,186

at 4.50% APR

EURIBOR + margin
Up to 85% LTV
Green property discount
Collateral required
LU

Luminor

Bank
EE flagEE

Housing Loan

🏠 Mortgage

4.75%

APR from

up to 7.25%

Loan Range

€10K€450K

Term

5 yrs25 yrs

Representative Example

€10K over 5 yrs = 188/mo · Total: €11,254

at 4.75% APR

EURIBOR-linked
Energy-efficient homes bonus
Baltic-wide
Collateral required
SW

Swedbank

Bank
LV flagLV

Mortgage Loan

🏠 Mortgage

4.75%

APR from

up to 7.50%

Loan Range

€15K€600K

Term

5 yrs25 yrs

Representative Example

€10K over 5 yrs = 188/mo · Total: €11,254

at 4.75% APR

EURIBOR + margin
Up to 90% LTV first home
Green property bonus
Collateral required
LU

Luminor

Bank
LT flagLT

Housing Loan

🏠 Mortgage

4.75%

APR from

up to 7.25%

Loan Range

€10K€500K

Term

5 yrs25 yrs

Representative Example

€10K over 5 yrs = 188/mo · Total: €11,254

at 4.75% APR

Baltic coverage
Green building bonus
EURIBOR-linked
Collateral required
CI

Citadele

Bank
LV flagLV

Mortgage

🏠 Mortgage
LIVE RATE

4.91%

APR from

up to 8.00%

Loan Range

€10K€400K

Term

5 yrs25 yrs

Representative Example

€10K over 5 yrs = 188/mo · Total: €11,298

at 4.91% APR

Innovative digital mortgage
Green building support
Baltic expertise
Collateral required
Apply Now →
Verified 2 Sept
LA

Landsbankinn

Bank
IS flagIS

Home Loan

🏠 Mortgage

5.25%

APR from

up to 8.00%

Loan Range

kr.5.0Mkr.250.0M

Term

5 yrs30 yrs

Representative Example

kr.10K over 5 yrs = 190/mo · Total: €11,392

at 5.25% APR

Government scheme eligible
CPI and non-CPI
Large network
Collateral required
ŠI

Šiaulių bankas

Bank
LT flagLT

Real Estate Loan

🏠 Mortgage

5.25%

APR from

up to 8.50%

Loan Range

€10K€350K

Term

5 yrs25 yrs

Representative Example

€10K over 5 yrs = 190/mo · Total: €11,392

at 5.25% APR

Local expertise
Family home programs
Long-term relationships
Collateral required
ÍS

Íslandsbanki

Bank
IS flagIS

Home Loan

🏠 Mortgage

5.50%

APR from

up to 8.50%

Loan Range

kr.5.0Mkr.200.0M

Term

5 yrs25 yrs

Representative Example

kr.10K over 5 yrs = 191/mo · Total: €11,461

at 5.50% APR

CPI-linked option
Non-indexed option
Up to 85% LTV
Collateral required
AR

Arion banki

Bank
IS flagIS

Housing Loan

🏠 Mortgage

5.75%

APR from

up to 9.00%

Loan Range

kr.3.0Mkr.150.0M

Term

5 yrs25 yrs

Representative Example

kr.10K over 5 yrs = 192/mo · Total: €11,530

at 5.75% APR

Young buyer bonus
Green housing rate
Flexible repayment
Collateral required