Mortgage & Home Loans

Compare 31 mortgage products for individuals and corporations across all Nordic & Baltic countries.

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31 products found

All loan offers

Editor's pick
NY

Nykredit

Bank
DK flagDK

Home Loan

🏠 Mortgage

2.75%

APR from

up to 4.99%

Loan Range

kr.200K – kr.15.0M

Term

5 yrs – 30 yrs

Illustrative example

kr.10K over 5 yrs = DKK 179/mo · Total: DKK 10,715

at the lowest advertised rate, 2.75%, fees excluded

Green financing
Digital process
Collateral required
Apply Now →
Indicative rate · confirm with the bank
DA

Danske Bank

Bank
DK flagDK

RealKredit Mortgage

🏠 Mortgage

2.99%

APR from

up to 5.49%

Loan Range

kr.300K – kr.12.0M

Term

5 yrs – 30 yrs

Illustrative example

kr.10K over 5 yrs = DKK 180/mo · Total: DKK 10,779

at the lowest advertised rate, 2.99%, fees excluded

Green mortgage options
Up to 80% LTV
Collateral required
Apply Now →
Indicative rate · confirm with the bank
NO

Nordea

Bank
DK flagDK

Home Mortgage

🏠 Mortgage

3.15%

APR from

up to 5.25%

Loan Range

kr.200K – kr.8.0M

Term

5 yrs – 30 yrs

Illustrative example

kr.10K over 5 yrs = DKK 180/mo · Total: DKK 10,821

at the lowest advertised rate, 3.15%, fees excluded

Variable & fixed rate
Up to 80% LTV
Green mortgage option
Collateral required
Apply Now →
Indicative rate · confirm with the bank
Editor's pick
SB

SBAB

Government
SE flagSE

Bolån (Government Bank)

🏠 Mortgage
LIVE RATE

3.15%

APR from

up to 5.60%

Loan Range

kr.200K – kr.15.0M

Term

5 yrs – 30 yrs

Illustrative example

kr.10K over 5 yrs = SEK 180/mo · Total: SEK 10,821

at the lowest advertised rate, 3.15%, fees excluded

State-owned — promotes competition
Green mortgage bonus
Transparent pricing
Collateral required
AL

AL Bank

Bank
DK flagDK

Boliglån

🏠 Mortgage

3.20%

APR from

up to 5.40%

Loan Range

kr.200K – kr.7.0M

Term

5 yrs – 30 yrs

Illustrative example

kr.10K over 5 yrs = DKK 181/mo · Total: DKK 10,835

at the lowest advertised rate, 3.20%, fees excluded

Social responsibility focus
Member discounts
Up to 80% LTV
Collateral required
Apply Now →
Indicative rate · confirm with the bank
JY

Jyske Bank

Bank
DK flagDK

JyskeRealkredit

🏠 Mortgage

3.25%

APR from

up to 5.75%

Loan Range

kr.250K – kr.10.0M

Term

5 yrs – 30 yrs

Illustrative example

kr.10K over 5 yrs = DKK 181/mo · Total: DKK 10,848

at the lowest advertised rate, 3.25%, fees excluded

Fixed and variable rates
Refinancing options
Nordic expertise
Collateral required
Apply Now →
Indicative rate · confirm with the bank
OP

OP

Cooperative
FI flagFI

OP Home Loan

🏠 Mortgage

3.25%

APR from

up to 5.50%

Loan Range

€20K – €1.5M

Term

5 yrs – 25 yrs

Illustrative example

€10K over 5 yrs = €181/mo · Total: €10,848

at the lowest advertised rate, 3.25%, fees excluded

Owner-customer rate
Green mortgage
Up to 75% LTV
Collateral required
Apply Now →
Indicative rate · confirm with the bank
NY

Nykredit

Bank
DK flagDK

Commercial Real Estate

🏠 Mortgage

3.50%

APR from

up to 7.00%

Loan Range

kr.1.0M – kr.100.0M

Term

5 yrs – 25 yrs

Illustrative example

kr.10K over 5 yrs = DKK 182/mo · Total: DKK 10,915

at the lowest advertised rate, 3.50%, fees excluded

Commercial property
Tailored solutions
Large amounts
Collateral required
Apply Now →
Indicative rate · confirm with the bank
NO

Nordea

Bank
FI flagFI

Home Loan

🏠 Mortgage

3.50%

APR from

up to 5.75%

Loan Range

€30K – €2.0M

Term

5 yrs – 25 yrs

Illustrative example

€10K over 5 yrs = €182/mo · Total: €10,915

at the lowest advertised rate, 3.50%, fees excluded

EURIBOR + margin
Fixed rate option
Energy efficiency bonus
Collateral required
Apply Now →
Indicative rate · confirm with the bank
AK

Aktia

Bank
FI flagFI

Home Loan

🏠 Mortgage

3.60%

APR from

up to 5.90%

Loan Range

€20K – €1.2M

Term

5 yrs – 25 yrs

Illustrative example

€10K over 5 yrs = €182/mo · Total: €10,942

at the lowest advertised rate, 3.60%, fees excluded

EURIBOR-based
Coastal Finland expertise
Bilingual service (FI/SV)
Collateral required
Apply Now →
Indicative rate · confirm with the bank
SK

Skandia

Insurance
SE flagSE

Bolån

🏠 Mortgage

3.65%

APR from

up to 5.80%

Loan Range

kr.200K – kr.15.0M

Term

5 yrs – 30 yrs

Illustrative example

kr.10K over 5 yrs = SEK 183/mo · Total: SEK 10,955

at the lowest advertised rate, 3.65%, fees excluded

Insurance bundle discount
Digital-first
Skandia insurance customer rate
Collateral required
Apply Now →
Indicative rate · confirm with the bank 100% Online
NO

Nordea

Bank
SE flagSE

Bolån

🏠 Mortgage
LIVE RATE

3.69%

APR from

up to 6.00%

Loan Range

kr.200K – kr.15.0M

Term

5 yrs – 30 yrs

Illustrative example

kr.10K over 5 yrs = SEK 183/mo · Total: SEK 10,966

at the lowest advertised rate, 3.69%, fees excluded

Green mortgage bonus
Up to 85% LTV
Collateral required
LÄ

Länsförsäkringar

Insurance
SE flagSE

Bolån

🏠 Mortgage
LIVE RATE

3.74%

APR from

up to 5.85%

Loan Range

kr.200K – kr.12.0M

Term

5 yrs – 30 yrs

Illustrative example

kr.10K over 5 yrs = SEK 183/mo · Total: SEK 10,980

at the lowest advertised rate, 3.74%, fees excluded

Insurance bundle 0.2% discount
Digital process
Green mortgage
Collateral required
DN

DNB

Bank
NO flagNO

Boliglån

🏠 Mortgage

3.80%

APR from

up to 6.20%

Loan Range

kr.200K – kr.15.0M

Term

5 yrs – 25 yrs

Illustrative example

kr.10K over 5 yrs = NOK 183/mo · Total: NOK 10,996

at the lowest advertised rate, 3.80%, fees excluded

Market rates
Up to 85% LTV
First-time buyer support
Collateral required
Apply Now →
Indicative rate · confirm with the bank
SE

SEB

Bank
SE flagSE

Bolån

🏠 Mortgage

3.85%

APR from

up to 6.10%

Loan Range

kr.200K – kr.20.0M

Term

5 yrs – 30 yrs

Illustrative example

kr.10K over 5 yrs = SEK 183/mo · Total: SEK 11,009

at the lowest advertised rate, 3.85%, fees excluded

STIBOR-linked
Fixed rate 1-10 years
Energy efficiency rate
Collateral required
Apply Now →
Indicative rate · confirm with the bank
ST

Storebrand

Insurance
NO flagNO

Green Mortgage

🏠 Mortgage

3.90%

APR from

up to 6.10%

Loan Range

kr.200K – kr.12.0M

Term

5 yrs – 25 yrs

Illustrative example

kr.10K over 5 yrs = NOK 184/mo · Total: NOK 11,023

at the lowest advertised rate, 3.90%, fees excluded

Green home 0.2% discount
Pension customer rate
Digital first
Collateral required
Apply Now →
Indicative rate · confirm with the bank
HA

Handelsbanken

Bank
SE flagSE

Bolån

🏠 Mortgage

3.95%

APR from

up to 6.25%

Loan Range

kr.300K – kr.25.0M

Term

5 yrs – 30 yrs

Illustrative example

kr.10K over 5 yrs = SEK 184/mo · Total: SEK 11,036

at the lowest advertised rate, 3.95%, fees excluded

Local branch expertise
Long-term partnerships
Decentralized decisions
Collateral required
Apply Now →
Indicative rate · confirm with the bank
SP

SpareBank 1

Cooperative
NO flagNO

Boliglån

🏠 Mortgage

4.00%

APR from

up to 6.50%

Loan Range

kr.100K – kr.10.0M

Term

5 yrs – 30 yrs

Illustrative example

kr.10K over 5 yrs = NOK 184/mo · Total: NOK 11,050

at the lowest advertised rate, 4.00%, fees excluded

Local knowledge
First-time buyer programs
Union member discounts
Collateral required
Apply Now →
Indicative rate · confirm with the bank
SE

SEB

Bank
EE flagEE

Home Loan

🏠 Mortgage
LIVE RATE

4.27%

APR from

Loan Range

€15K – €2.0M

Term

1 yr – 30 yrs

Illustrative example

€10K over 5 yrs = €185/mo · Total: €11,123

at the lowest advertised rate, 4.27%, fees excluded

Margin from 1.35% + 6M Euribor (A/B energy class)
Term up to 30 years
Notary fees covered over €100k restructuring
Collateral required
Editor's pick
LH

LHV

Bank
EE flagEE

Home Loan

🏠 Mortgage
LIVE RATE

4.41%

APR from

up to 7.50%

Loan Range

€15K – €400K

Term

5 yrs – 30 yrs

Illustrative example

€10K over 5 yrs = €186/mo · Total: €11,161

at the lowest advertised rate, 4.41%, fees excluded

First-time buyer program
State guarantee option
Digital process
Collateral required
Apply Now →
Checked 17 Octlhv.ee ↗ 100% Online e-Resident OK
CO

Coop Pank

Bank
EE flagEE

Home Loan

🏠 Mortgage
LIVE RATE

4.41%

APR from

Loan Range

€15K – €400K

Term

1 yr – 30 yrs

Illustrative example

€10K over 5 yrs = €186/mo · Total: €11,161

at the lowest advertised rate, 4.41%, fees excluded

Energy class A margin from 1.49% + 6M Euribor
MES co-loan accepted as self-financing
Digital process
Collateral required
Apply Now →
Checked 17 Octcooppank.ee ↗ 100% Online
SW

Swedbank

Bank
EE flagEE

Home Loan

🏠 Mortgage

4.50%

APR from

up to 7.00%

Loan Range

€10K – €500K

Term

5 yrs – 25 yrs

Illustrative example

€10K over 5 yrs = €186/mo · Total: €11,186

at the lowest advertised rate, 4.50%, fees excluded

EURIBOR + margin
Up to 85% LTV
Energy-efficient bonus
Collateral required
Apply Now →
Indicative rate · confirm with the bank
SW

Swedbank

Bank
LT flagLT

Housing Loan

🏠 Mortgage

4.50%

APR from

up to 7.00%

Loan Range

€10K – €600K

Term

5 yrs – 25 yrs

Illustrative example

€10K over 5 yrs = €186/mo · Total: €11,186

at the lowest advertised rate, 4.50%, fees excluded

EURIBOR + margin
Up to 85% LTV
Green property discount
Collateral required
Apply Now →
Indicative rate · confirm with the bank
LU

Luminor

Bank
EE flagEE

Housing Loan

🏠 Mortgage

4.75%

APR from

up to 7.25%

Loan Range

€10K – €450K

Term

5 yrs – 25 yrs

Illustrative example

€10K over 5 yrs = €188/mo · Total: €11,254

at the lowest advertised rate, 4.75%, fees excluded

EURIBOR-linked
Energy-efficient homes bonus
Baltic-wide
Collateral required
Apply Now →
Indicative rate · confirm with the bank
SW

Swedbank

Bank
LV flagLV

Mortgage Loan

🏠 Mortgage

4.75%

APR from

up to 7.50%

Loan Range

€15K – €600K

Term

5 yrs – 25 yrs

Illustrative example

€10K over 5 yrs = €188/mo · Total: €11,254

at the lowest advertised rate, 4.75%, fees excluded

EURIBOR + margin
Up to 90% LTV first home
Green property bonus
Collateral required
Apply Now →
Indicative rate · confirm with the bank
LU

Luminor

Bank
LT flagLT

Housing Loan

🏠 Mortgage

4.75%

APR from

up to 7.25%

Loan Range

€10K – €500K

Term

5 yrs – 25 yrs

Illustrative example

€10K over 5 yrs = €188/mo · Total: €11,254

at the lowest advertised rate, 4.75%, fees excluded

Baltic coverage
Green building bonus
EURIBOR-linked
Collateral required
Apply Now →
Indicative rate · confirm with the bank
CI

Citadele

Bank
LV flagLV

Mortgage

🏠 Mortgage
LIVE RATE

5.12%

APR from

up to 8.00%

Loan Range

€10K – €400K

Term

5 yrs – 25 yrs

Illustrative example

€10K over 5 yrs = €189/mo · Total: €11,356

at the lowest advertised rate, 5.12%, fees excluded

Innovative digital mortgage
Green building support
Baltic expertise
Collateral required
ŠI

Šiaulių bankas

Bank
LT flagLT

Real Estate Loan

🏠 Mortgage

5.25%

APR from

up to 8.50%

Loan Range

€10K – €350K

Term

5 yrs – 25 yrs

Illustrative example

€10K over 5 yrs = €190/mo · Total: €11,392

at the lowest advertised rate, 5.25%, fees excluded

Local expertise
Family home programs
Long-term relationships
Collateral required
Apply Now →
Indicative rate · confirm with the bank
AR

Arion banki

Bank
IS flagIS

Housing Loan

🏠 Mortgage

5.75%

APR from

up to 9.00%

Loan Range

kr.3.0M – kr.150.0M

Term

5 yrs – 25 yrs

Illustrative example

kr.10K over 5 yrs = ISK 192/mo · Total: ISK 11,530

at the lowest advertised rate, 5.75%, fees excluded

Young buyer bonus
Green housing rate
Flexible repayment
Collateral required
Apply Now →
Indicative rate · confirm with the bank
LA

Landsbankinn

Bank
IS flagIS

Home Loan (non-indexed)

🏠 Mortgage

8.35%

APR from

up to 9.90%

Loan Range

kr.5.0M – kr.250.0M

Term

5 yrs – 30 yrs

Illustrative example

kr.10K over 5 yrs = ISK 204/mo · Total: ISK 12,267

at the lowest advertised rate, 8.35%, fees excluded

Non-indexed (óverðtryggt)
1, 3 or 5 year fixed
Rate depends on LTV band
Collateral required
Apply Now →
Indicative rate · confirm with the bank
ÍS

Íslandsbanki

Bank
IS flagIS

Home Loan (non-indexed)

🏠 Mortgage
LIVE RATE

8.45%

APR from

up to 9.85%

Loan Range

kr.5.0M – kr.200.0M

Term

5 yrs – 25 yrs

Illustrative example

kr.10K over 5 yrs = ISK 205/mo · Total: ISK 12,295

at the lowest advertised rate, 8.45%, fees excluded

Non-indexed (óverðtryggt)
3 or 5 year fixed
Margin +1.10% above 50% LTV
Collateral required

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